If you decide to apply for a loan from a new bank, it is worth looking for the most favorable conditions. They may even be better than those under the current agreement.
At Bank Sinara you cantake out a loanwith a rate of 0% per annum. The money received can be spent on any purpose, including closing another loan.
If you need a larger amount, consider the "Credit" Its conditions:
amount — from 51,000 to 3 million ₽;
term - up to 5 years;
rate - from 0% when connecting the “Manage easily” service spain mobile database package and complying with all program conditions;
To apply, you need a passport and a document confirming your income.
The "Manage easily" service package must be connected when signing a loan agreement. After the debt is fully repaid, the bank will check the product for compliance with the terms and return the interest paid to yourThat very card.
Conditions under which it is possible to reduce the rate to 0%:
loan term - from 4 years;
no overdue payments on any products of Bank Sinara during the entire term;
full use of the limit without early repayment (early repayment is possible after 4 years if the loan is issued for 5 years);
no changes in the terms of debt repayment (restructuring, credit holidays).
The "Manage easily" service package also includes other services:
change of payment date. If the date set by the contract does not suit you, you can change it free of charge. To do this, you need to send an application to the bank before the date of the next payment. The service can be used every month;
skipping a payment. You can skip one payment on a credit product each year. A mandatory condition for using the service: at least six payments must remain on the schedule.
If you are applying for a loan of up to 300,000 ₽, we offer the program "Fast loan" To receive it, you do not need to confirm your income, just a passport. The interest rate is from 5.7% per annum when connecting the "Manage easily" service package.