Learn about the exceptions that allow you to exceed the maximum contributions to a pension plan
Maximum contributions to a pension plan are limited by tax regulations to ensure that this instrument is not used as a means of tax evasion. However, there are certain exceptions that allow these limits to be exceeded in specific situations.
Unemployment: If you are unemployed, you can make an additional contribution to the pension plan to compensate for the lack of income during this period.
Inheritance: If you receive an inheritance and allocate part of it to a pension plan, the established limit may be exceeded.
Disability: People with disabilities can make switzerland email address additional contributions to their pension plan to ensure greater financial security in the future.
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It is important to consult with a financial or tax advisor to ensure that you comply with current regulations and take full advantage of the exceptions that allow you to exceed the maximum contributions to a pension plan. Remember that planning your retirement appropriately is essential to ensure your well-being in the future.
Do you know of any other exceptions that allow you to exceed the maximum contributions to a pension plan? Share your knowledge in the comments!
Find out when is the right time to withdraw your pension plan contributions
Withdrawing your pension plan contributions can be an important decision that requires careful analysis. It is essential to know when is the right time to carry out this action. Below are some aspects to consider:
Factors to consider
Age: Depending on your age, it may be a good idea to withdraw your contributions to enjoy a more comfortable retirement.
Employment situation: If you are unemployed or need liquidity, it may be the right time to withdraw your contributions.
Financial goals: If you have other pressing financial goals, such as buying a home or educating your children, it may be a good idea to withdraw part of your contributions.