For insurance companies, " Pre-existing illness" before insurance refers to a situation where the patient has been diagnosed, has obvious symptoms/symptoms, and has received medical advice or treatment for the disease. Traditionally, if the policyholder has the above-mentioned "pre-existing diseases" before taking out the insurance, regardless of whether the disease is "known" or "unknown", the insurance company will also list it as an uninsured matter in medical insurance .
Voluntary Health Insurance coverage extended to "unknown pre-existing conditions"
I just mentioned that "pre-existing conditions" are fusion database divided into "known" and "unknown", so what is the situation of "unknown pre-existing conditions" ? "Unknown pre-existing conditions" generally refers to diseases that the insured was not aware of before taking out the insurance, or did not have obvious signs or symptoms, or did not seek diagnosis or treatment from a doctor.
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