And in this context, adaptive authentication (or risk-based authentication) and behavioral biometrics technologies offer banks critical capabilities to help achieve these goals. And while behavioral biometrics or facial recognition technologies alone may be considered weak from a security perspective, and each offers a very limited entropy that can be considered secure enough for important transactions, the future of security must be based on layered, multimodal approaches.
In this way, , behavioral analysis, gait analysis, and other characteristics can provide a significantly higher level of security, without having to advertise it. By using this layered approach, banks will be able to manage risk much more effectively, meaning that individual biometric authentication methods should not be discounted, even though they may appear weak as a stand-alone means of authentication.
In today’s era, consumers have high expectations of their banking providers to offer them outstanding digital banking and payment services.
At the same time, with every news of a security breach, consumers spain whatsapp data increasingly concerned about becoming a victim of hackers or fraudsters. Today, for both banks and their customers, biometric technologies represent the missing link in terms of convenience, especially considering how quickly and easily a fingerprint scan, voice recognition, or camera can be performed. The next step will be to develop multimodal approaches to security that will combat fraudulent activity and help banks build a high level of trust with consumers.
The author of the article is Gemalto's Senior Vice President for Banking and Payments Industry Solutions in the CISMEA region.
Combining data from facial recognition
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