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But if it doesn't apply to your situation, look for a house with individual grant status. 8) Master Title Properties Master title refers to land that the developer has not yet divided into smaller lots and transferred to the owner. If you do a name search, you will find that the developer is still the titleholder of the land. Master title properties that are over 10 years old are difficult to get a bank loan for because they consider these types of properties risky.


Before you buy, discuss it with a real estate agent brazil whatsapp number database and a lawyer. Apart from that, there are also cases where the individual/strata grant has been issued, but the owner has not yet transferred it to their name. This type of property is not high risk, but the transfer process will take a long time. 9) Third Home Financing Margin As I explained, the financing margin for a third home is 70%.


But you also need to know that this financing margin is calculated based on the number of home loans you have, NOT the number of homes. Let's say you have two houses and plan to buy a third house. If either the first or second house is paid off, your loan margin will be 90% again (i.e. it is considered a second loan). 10) How Joint Lending Affects Financing Margins If you take out a joint loan, this will affect the margin on the third home loan.